Bellwether Community Credit Union, 425 Hooksett Road, Manchester, NH 03104  |  Federally insured by the NCUA.

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Skip Your Next Bellwether Loan Payment

Questions?

Yes, you read that right... you can SKIP your loan payment!*
Just follow these 3 simple steps:

  • Click the "Get Started" button below to access the Skip-A-Pay form
  • Fill it out completely, Print it, and Sign it (co-borrowers too!)
  • Fax the completed form to 603-429-1008 or...
  • Bring the completed form to any Bellwether branch or...
  • Return it by mail to:

Bellwether Community Credit Union
 Operations Department
 425 Hooksett Road
 Manchester, NH 03104

Additional Information

  • Non-refundable $35 fee per skip request
  • One skipped payment is allowed every 12 months
  • Forms must be received within 10 days of the payment due date
  • Loans less than 6 months old are not eligible
  • All parties (including co-borrowers) to the original loan agreement must sign the form
  • Limited to closed-end non-mortgage loans (see form for eligible loan types)

NOTE: If you have set up scheduled or automatic recurring payments on Online Banking or Bill Pay, subject to BCCU’s prior approval of your eligibility to skip your next monthly payment, you must personally stop the payment for the month selected and reinstate it once the payment has been skipped. Additional missed payments that result from your having failed to reinstate any automatic payments will be viewed as late.

*I must be a member in good standing with all of my loans current (less than 15 days past due in the past 12 months) to participate in Bellwether Community Credit Union’s Skip-A-Payment Program. This program is not available on loans during the first six (6) months of the loan agreement. Only one payment can be skipped per 12 month period per loan and up to a maximum of three (3) per loan term. Loans with Gap Insurance may only skip a maximum of two (2) payments per term. There is a non-refundable $35 service fee to skip each payment on each loan. The following are eligible loan types: New and Used Auto, New and Used Motorcycle, Personal, Recreational Vehicle, Boat. Not offered on Visa, Unsecured Line of Credit, Home Equity, Mortgage. Finance charges will continue to accrue on a daily basis at the Annual Percentage Rate set forth in my loan agreement, both during and after the deferral period. This means that this deferral of scheduled payments, and application of resulting fee directly to the outstanding loan balance if that is the method I have chosen, will result in my having to pay higher total Finance Charges and possibly a higher total number of payments, than if I made my payments as originally scheduled. I will, therefore, have to make extra payment(s) after my loan would otherwise have been paid off. In all other respects, the provisions of my original agreement remain in full force and effect. I agree to contact the Credit Union for exact payoff information. I agree that I will resume making scheduled payments beginning with the payment due during the month following the deferral and will make all scheduled payments due thereafter. I understand that all these payments will be applied first to finance charges and late charges, if any, and then to principal. My next monthly payment will include the finance charges from the skipped month. Monthly premium for Life & Disability Insurance coverage will still be added to the loan on the skipped month.